Hassle-free Payment Processing Solutions for The Adult Entertainment Sector

Taking your business online can help you unlock its full potential regardless of your industry!

It’s true; for instance, no one saw the adult entertainment industry flourish to a billion-dollar sector when it first moved online. Yet nature took its course, and customers went for what they WANTED, shaming the stigmatizing utterances of critics.

Let’s face it; we don’t need a poll to link the adult sector’s success to the high and never-ending demand for sex. Plus, from an entrepreneurial perspective; merchants in this sector only saw a niche and occupied it.

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As long as a business is perfectly legal— complies with all the federal and state laws— and doesn’t mislead its customers or use the platform for other illegal activities, then we should give it an equal chance like any other startup out there.

An equal chance means giving merchants in the adult sector everything they need to survive and thrive. But that is not the case for adult entertainment as well as other industries like the Marijuana industry.

The Challenges Facing Merchants in the Adult Sector

There are many reasons terms aren’t fair for merchants from the adult industry. Here are some of them;

  • Banks won’t underwrite an adult entertainment business because it is highly regulated or classified high-risk
  • The sector is linked to fraud and high chargeback rates
  • High-risk industries are regarded disreputable

These three reasons can deny a legitimate business a merchant account making it almost impossible to process credit card payments.

But you can always rely on account providers that accept risky businesses. However, not all of them are good for your adult business. 

What to Consider When Choosing an Adult Merchant Account


Processing fees for high-risk accounts often come with several added fees. In general, different credit card processors have specific rates for individual businesses.

Again, the adult sector is a seasonal business, which means prices can rise and fall in a short time.

Instant approval 

Inquire about the underwriting process, how long it takes, and what it takes to open an account. A long hectic process can slow down everything and waste your time.


Compliance is of the essence; ensure your provider initiates transactions through a secure gateway.

What Documents Do You Need to Open an Adult Merchant Account?

  • Copy of your passport 
  • Government-issued photo ID
  • Business license
  • Business utility bill
  • Voided checks 
  • Three months of business bank statement and personal bank statement

Set aside extra money to create a reserve account

For a high-risk sector like the adult entertainment sector, you want to open a supplementary account to help you weather the storms of the future.

A reserve account is a sign you are all out to do business.

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Final Words 

Opening a merchant account and processing payments is no longer a far-fetched dream for businesses in the adult sector.

Just ensure you scrutinize your account provider before you enter a long-term deal. 

Author Bio: Blair Thomas has been a music producer, bouncer, screenwriter, and for over a decade has been the proud Co-Founder of eMerchantBroker, the highest-rated adult merchant account provider in the country. He has climbed in the Himalayas, survived a hurricane, and lived on a gold mine in the Yukon. He currently calls Thailand his home with a lifetime collection of his favorite books.